Credit Rehabilitation

It’s not easy to repair your credit score yourself – but it’s not as hard as you might have thought, either. Three steps to clean up credit Obtain your credit report. You need to see what has been reported and make certain there are no inaccuracies. Most people don’t realize that the credit reporting bureaus are [...]

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These days it seems that credit cards are the prevailing method of making purchases. To those who are new to credit, choosing a credit card might seem like a simple task, especially when you are inundated with credit card offers. However, you shouldn’t apply for just any credit card offer you receive in the mail. [...]

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Your credit report contains a significant bit of information about your financial history as it pertains to credit. The information on your credit report is used to determine whether or not a company should extend credit to you. Several pieces of information are included in your credit report. Personal identifying information such as your name, [...]

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Credit Rehabilitation: Debt Counseling Those who get themselves into financially turbulent waters will sometimes seek a life preserver wherever they can. Sometimes, they reach out to a debt counselor. That can definitely be a wise move. A skilled debt counselor can offer specialized knowledge gained through experience about which programs are effective and which are [...]

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Your credit score is a numerical indication of your credit worthiness.  It is the primary factor that creditors and lenders use to decide whether or not they should extend credit to you.  You may also hear the credit score called the FICO score.  This name comes from the Fair Isaac Corporation, the company who is [...]

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